A whole year of netflix – on us.
Enjoy 1 Full Year of Netflix For Free When You Refinance Your Loan Between 1/11/2024 and 24/12/2024.
Refinance and Relax.
Enjoy 1 Full Year of Netflix For Free* When You Refinance Your Loan Between 1/11/2024 and 24/12/2024.
Terms and Conditions:
*: Offer valid for loan applications submitted between November 1st and December 24th, 2024.
Netflix voucher will be provided upon settlement of the refinanced loan.
Standard Netflix membership applies.
This offer cannot be combined with any other promotions.
Elk Funding Group reserves the right to change or withdraw this offer at any time.
Rate of 5.59% mentioned in any marketing materials is based on a 2 year fixed rate, and eligibility and criteria by the lender apply. To find out more please contact us.
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Home and Asset Loans available on the Sunshine Coast and Coolum Beach
Coolum Beach Next Home Buyers
Let’s make the next chapter as exciting as the first.
Upgrading your home is exciting, you’ve been patient and done your time in your old home, but now it’s time to take advantage and begin your next chapter.
When it comes to homes, size does matter! Whether you’re expanding your family, need that extra room for your growing hobbies, or simply want to indulge in more luxurious living. We’re here to bring the dream to life! At Elk Funding Group we will work tirelessly to find you the right financing options, so you can enhance your lifestyle with confidence.
We understand that when it comes to purchasing your next home, it’s not just about finding the right house – it’s about finding financing that fits. Our experienced brokers will explore a wide variety of loan options, depending on whether you need Bridging Finance, or you are doing a same day sale/purchase settlement. Let us handle the numbers, while you focus on finding your new home.
Coolum Beach Refinancing
Transform your mortgage into a money saving machine.
Our team of mortgage professionals in the Sunshine Coast will analyse your current loan and look to switch your current loan to save you money.
But refinancing isn’t just about saving money, it’s also about creating new opportunities. With the extra funds you can unlock, you can tackle home improvements, invest in your dreams, or even plan that long-awaited holiday. The choice is yours. The Sunshine team at Elk Funding Group are here to help. We will explore your options, ensuring you have the framework to reinvent your financial future and turn your mortgage into a force for financial freedom.
Utilise our Mortgage Switch Calculator to see just how much you’ll save if you were to switch to a better rate!
Coolum Beach First Home Buyers
With Elk Funding Group we will take the time to show you it’s possible.
We take care of the whole process, from finding the best loan for you, to negotiating and completing the paperwork.
Whether it’s the Home Guarantee Scheme, stamp duty concessions linked to the property’s total price, to negotiating and completing the paperwork. Even being a sounding board for questions you have about your real estate agent, or help you need with your conveyancer. We’ll help you buy your dream home, without snoozing you to death.
Numerous concessions and grants offered by the Australian Government are at your disposal to facilitate your transition into the property of your dreams. We specialize in optimizing these opportunities for you. Whether it’s the Home Guarantee Scheme, stamp duty concessions linked to the property’s total price, or the First Homeowner Grant, we’ve got you covered and can explain which concession you qualify for.
Coolum Beach Investment Loans
Build your property portfolio with an investment loan.
We’ll help you navigate the markets ups and down, finding you the most suitable loan for your needs.
Investing in property is one of the most effective ways to grow your wealth, long term. We see it daily. But there are right and wrong ways to do this! When you partner with a broker at Elk Funding Group, you can be confident that you’re making a smart and strategic choice. We’ll help you navigate the markets ups and down, finding you the best financing options, and building the foundations to a rock-solid investment strategy that aligns with your goals. Let’s unlock your investment potential, together.
Just like finding the right investment property, finding the right investment loan is essential to ensure maximum tax advantages. With so many options available on the market, making the right choice is naturally overwhelming. But don’t stress, we’re here to simplify the process, and find the loan that fits your needs like a glove.
Coolum Beach SMSF lending
Real estate for retirement.
Distinguishing itself from industry or retail superannuation funds, an SMSF grants you direct oversight of your investment allocations, rendering it a favoured choice. An instrumental feature is the ability for SMSFs to secure loans, facilitating investments in residential or commercial properties held in trust until the loan is repaid in full.
Upon full repayment, these properties become SMSF assets, generating consistent income for members and trustees during retirement, ensuring a secure and comfortable financial future.
With Elk Funding Group we can help guide you through the SMSF set up and make the complex world of SMSF lending simple for our clients.
Coolum Beach Asset Finance
With over 8 years of asset finance experience our team of Sunshine Coast brokers will ensure you secure the car of your dreams or funding assets that are key to the success of your business.
As brokers, we act on your behalf to secure you the most suitable package across our range of lenders. Our services will save you time and money as we handle the entire process for you achieving the best outcome for you or your business.
“There’s more to a home loan than just interest rates, but lenders can be tricky and loans are sometimes difficult to understand and compare.
With ELk Funding group we represent our clients in the best way possible.”
The Sunshine Coast’s Most Trusted Mortgage Broker
Getting into the property market, especially in a sought after location like the Sunshine Coast, is one of the biggest financial decisions you’ll make. We are here to make this process as easy and straight forward as possible.
We Make It Simple
The loan process can be complex but we aim to make it simple and understand that communication is key.
Experienced Brokers
Experienced brokers with industry knowledge to ensure you get the right loan for you.
Over 35 Lenders
With a large panel of lenders you’ll be sure to be matched with the right loan for your unique scenario.
Calculators
In the realm of financial empowerment and planning, knowledge is your greatest ally. Use these calculators to get an idea of how much you can borrow for a house, apartment, town house, land or more, not just on the Sunshine Coast but all of Australia.
Features of working with the Sunshine Coast mortgage team
From a quick chat to settlement, these are the steps to owning your first home.
Communication
As brokers we pride ourselves on communication ensuring you are kept in the loop with the process at every step.
We Want You To Succeed
Our aim is to reach your goal to purchase property – if not now, we will put a plan in place to review again in 6 months.
8 Years Of Experience
With 8 years lending experience and over 35 lenders on our panel we match the right loan with your unique scenario
Save A Lot Of Time
We will save you time by doing the research for you and handling the paperwork ready to submit to the lender.
Trusted
Our clients trust us and our process to help them purchase their biggest asset
Lifetime Partnership
FAQs
We’ve got your questions covered.
Should I fix my interest rate?
If you prefer to have a repayment that doesn’t change so that you can budget your money then I’d suggest a fixed rate.
How much deposit do I need to purchase a house?
Depends, if you are first home buyer you could potentially only need 5% deposit.
If you are purchasing your next home then using equity is always an option in which case generally 20% deposit.
What's the current interest rate?
How long does my pre-approval last for?
Should I pay off my home loan or investment property first?
Typically speaking you pay off your home first then the investment property. Investment property debt is tax deductible but always best to speak to your accountant.
If I close my credit card will this increase my borrowing power?
Yes, this will. Lenders work on the credit limit of open accounts rather than what’s owing.