OUR SERVICES

Buying a property is a time to be excited. Don’t waste it looking for a loan. Let the team at Elk Funding Group find the right loan for you.
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Loan types and features

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Refinancing

Transform your mortgage into a money saving machine.

Our team of mortgage professionals will analyse your current loan and look to switch your current loan to save you money.

But refinancing isn’t just about saving money, it’s also about creating new opportunities. With the extra funds you can unlock, you can tackle home improvements, invest in your dreams, or even plan that long-awaited holiday. The choice is yours. The team at Elk Funding Group are here to help. We will explore your options, ensuring you have the framework to reinvent your financial future and turn your mortgage into a force for financial freedom.

Utilise our Mortgage Switch Calculator to see just how much you’ll save if you were to switch to a better rate!

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First Home Buyers

With Elk Funding Group we will take the time to show you it’s possible.

We take care of the whole process, from finding the best loan for you, to negotiating and completing the paperwork.

Whether it’s the Home Guarantee Scheme, stamp duty concessions linked to the property’s total price, to negotiating and completing the paperwork. Even being a sounding board for questions you have about your real estate agent, or help you need with your conveyancer. We’ll help you buy your dream home, without snoozing you to death.

Numerous concessions and grants offered by the Australian Government are at your disposal to facilitate your transition into the property of your dreams. We specialize in optimizing these opportunities for you. Whether it’s the Home Guarantee Scheme, stamp duty concessions linked to the property’s total price, or the First Homeowner Grant, we’ve got you covered and can explain which concession you qualify for.

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Investment Loans

Build your property portfolio with an investment loan.

We’ll help you navigate the markets ups and down, finding you the most suitable loan for your needs.

Investing in property is one of the most effective ways to grow your wealth, long term. We see it daily. But there are right and wrong ways to do this! When you partner with a broker at Elk Funding Group, you can be confident that you’re making a smart and strategic choice. We’ll help you navigate the markets ups and down, finding you the best financing options, and building the foundations to a rock-solid investment strategy that aligns with your goals. Let’s unlock your investment potential, together.

Just like finding the right investment property, finding the right investment loan is essential to ensure maximum tax advantages. With so many options available on the market, making the right choice is naturally overwhelming. But don’t stress, we’re here to simplify the process, and find the loan that fits your needs like a glove.

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SMSF lending

Real estate for retirement.

Distinguishing itself from industry or retail superannuation funds, an SMSF grants you direct oversight of your investment allocations, rendering it a favoured choice. An instrumental feature is the ability for SMSFs to secure loans, facilitating investments in residential or commercial properties held in trust until the loan is repaid in full.

Upon full repayment, these properties become SMSF assets, generating consistent income for members and trustees during retirement, ensuring a secure and comfortable financial future.

With Elk Funding Group we can help guide you through the SMSF set up and make the complex world of SMSF lending simple for our clients.

Learn more…

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Asset Finance

With over 8 years of asset finance experience our team of brokers will ensure you secure the car of your dreams or funding assets that are key to the success of your business.

As brokers, we act on your behalf to secure you the most suitable package across our range of lenders. Our services will save you time and money as we handle the entire process for you achieving the best outcome for you or your business.

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Commercial Loans

Commercial loans for property are designed to help businesses purchase, refinance, or expand their real estate holdings, such as office buildings, retail spaces, or industrial properties. As a mortgage broker we can compare a range of lenders and simply the process as these loans can sometimes be more complex. 

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Personal Loans

From personal loans for renovations and holidays to car loans, we can tailor a loan to suit your needs, with access to fast, efficient lenders that make the process simple and straightforward!  
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Asset & Equipment Finance

Asset and equipment finance helps businesses acquire essential tools from yellow goods to equipment and work vehicles. As mortgage brokers, we assess your needs and connect you with the right financing solutions. Having the right equipment is crucial for business success, and for supporting sustainable growth.

“There’s more to a home loan than just interest rates, but lenders can be tricky and loans are sometimes difficult to understand and compare.

With ELk Funding group we represent our clients in the best way possible.”

WHY USE ELk Funding Group?

We understand that purchasing property is a huge investment and we aim to make it seamless and enjoyable. Your goal is our goal! With Elk Funding Group our clients are partners not just a transaction and we are with you for the long haul.

We Make It Simple

The loan process can be complex but we aim to make it simple and understand that communication is key.

Experienced Brokers

Experienced brokers with industry knowledge to ensure you get the right loan for you.

Over 35 Lenders

With a large panel of lenders you’ll be sure to be matched with the right loan for your unique scenario.

Calculators

Mortgage Refinance Calculator

Designed for you to analyse your savings when refinancing to another lender.

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Loan Repayment Calculator

Our home loan repayment calculator allows you to estimate your home loan repayments based on loan amount, term and interest rate.

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Features of working with us

From a quick chat to settlement, these are the steps to owning your first home.

Communication

As brokers we pride ourselves on communication ensuring you are kept in the loop with the process at every step.

We Want You To Succeed

Our aim is to reach your goal to purchase property – if not now, we will put a plan in place to review again in 6 months.

8 Years Of Experience

With 8 years lending experience and over 35 lenders on our panel we match the right loan with your unique scenario

Save A Lot Of Time

We will save you time by doing the research for you and handling the paperwork ready to submit to the lender.

Trusted

Our clients trust us and our process to help them purchase their biggest asset

Lifetime Partnership

A true point of difference is our client for life mentality. When you work with us, you’re not just a number

FAQs

We’ve got your questions covered.

Should I fix my interest rate?

If you prefer to have a repayment that doesn’t change so that you can budget your money then I’d suggest a fixed rate.

How much deposit do I need to purchase a house?

Depends, if you are first home buyer you could potentially only need 5% deposit.
If you are purchasing your next home then using equity is always an option in which case generally 20% deposit.

What's the current interest rate?
Lenders rates vary depending on different factors. The lender with the lowest rate may not be the best lender for your circumstances and may not allow you to borrow as much as you need. We match the right lender for you with the lowest rate.
How long does my pre-approval last for?
Generally a pre-approval is valid for 90 days.
Should I pay off my home loan or investment property first?

Typically speaking you pay off your home first then the investment property. Investment property debt is tax deductible but always best to speak to your accountant.

If I close my credit card will this increase my borrowing power?

Yes, this will. Lenders work on the credit limit of open accounts rather than what’s owing.

If I close my credit card will this increase my borrowing power?

Yes, this will. Lenders work on the credit limit of open accounts rather than what’s owing.

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